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Refinance.

How do you know it’s the right time for you to refinance?

Efinity Mortgage has the necessary expertise and resources to help! A good place to start is the mortgage calculators section of our website. There you can compare your loan to current loan options and interest rates, and decide if refinancing is the smart move.

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We're here to help.

Once you’re ready to refinance, we can connect you with lenders providing a wide range of home loans including cash-out refinancing. Our lenders compete for your loan by offering mortgage loans that can save you money.

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Lower Your Interest Rate

Converting from an adjustable-rate mortgage (ARM) to a fixed-rate can lock in a low interest rate for the life of the loan with predictable monthly payments.

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Get Cash Out From Your Equity

Accessing the equity in your house to finance home improvement projects can help update your home, increase value, and add personalized finishes.

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Change Your Mortgage Terms

Shortening the length of your home loan allows you to build equity quickly and pay off your mortgage sooner.

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Consolidate Your Debt

Replacing high-interest debt with a low-interest mortgage may reduce your monthly expenditures and save you money.

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